About the Livingston, West Orange and North Caldwell , New Jersey Area  
 LIVINGSTON, NJ
Livingston is located in beautiful Essex County. In this bed room community you will find comfortable suburban living combined with big city sophistication. Livingston has been rated by Business Week as one of New Jersey’s best affordable suburbs http://www.livingstonnj.org/businessweek11-06.html As a part of the New York City metropolitan area, Livingston offers easy access to world renowned recreational activities, cultural events and business opportunities.
In this prosperous community economic growth is positive and the schools are top rated! The Livingston high school is the proud recipient of the US Department of Education’s Blue Ribbon Award. Many attractions are found in Livingston including downtown and the George Street Playhouse http://www.georgestplayhouse.org/about/mission.php one of New Jersey’s renowned theaters. There is something for everyone in this thriving community!
WEST ORANGE
The West Orange community boasts a hilly landscape, spectacular views, and enriching open spaces. This charming community is situated across the ridges and valleys of the spectacular Watchung Mountains. http://en.wikipedia.org/wiki/Watchung_Mountains Here residents are conveniently located in the heart of Essex County with easy access to the city centers of New York and Newark.
Neighborhoods are dotted along the foothills of the Watchung Mountains offer stunning views of the Newark and New York City skylines. The refreshing open spaces deliver recreational opportunities to your door step. Here you will find everything from equestrian and hiking trails to playgrounds and golf courses.
West Orange has many attractions including its historic downtown, the Thomas Edison mansion is located in beautiful 400 acre Lewellyn Park, the Oscar Schindler Performing Arts Center (OSPAC) http://www.ospac.org/, the Battery Factory Theater http://www.wotuts.org, the Turtle Back Zoo http://www.turtlebackzoo.com/, and Eagle Rock Reservation http://www.eaglerockreservation.com Come and experience the high quality of life West Orange has to offer!
NORTH CALDWELL
Once known as the “Denver of the East”, today North Caldwell is known by its residents as the “Green Jewel” of Essex County. This community serves as a haven from its big city neighbor, New York. Here the homes are situated in a natural setting surrounded by woods and hills. Everything you need for work and play is with in easy access. North Caldwell is the ideal place to live and raise a family! ESSEX COUNTY - NEW CONSTRUCTION OPPORTUNITIES!!! Some featured communities that may be of interest in Essex County are: 1. Bel Air at West Orange, West Orange, NJ (ESSEX COUNTY): NEW CONSTRUCTION! Located on the border of West Orange and Livingston, this community offers 250 luxurious townhomes, ranging from approximately 3000 to 3800 square feet. All models have a minimum of 4 bedroom, 3 1/2 baths, full basements. You will even find two models with a first floor master. This renowned builder, Matzel & Mumford, is offering several quick delivery homes with enticing buyer incentives. See, The Young Are Welcome Here Too http://www.nytimes.com/2007/03/18/realestate/18NJZO.html?ex=1331870400&en=ba6e3ce9e4ad4fb4&ei=5090&partner=rssuserland&emc=rss 2. The Reserve at Bel Air, West Orange, NJ (ESSEX COUNTY): NEW CONSTRUCTION! A hidden treasure! This community offers 110 luxury single family homes starting from approximately $679,000.00. These homes range from approximately 2900 square feet to 3800 square feet. This development is in the early stages of construction. Call me to be the first to see this community and take your pick of the available lots. 3. Estates at Hilltop, North Caldwell, NJ (ESSEX COUNTY): NEW CONSTRUCTION! Final Opportunities! Seize the opportunity to own one of the five remaining estates in this luxury community offered by K. Hovnanian. Own one of these elegant homes on at least 3/4 acre to nearly 1 acre. Featuring 4 bedrooms, 3 1/2 baths - ranging in size from approximately 4600 to 5400 square feet. All of these community are in close proximity to the upscale shopping offered at the nearby Mall at Short Hills, the family activities offered at the newly-renovated Turtle Back Zoo, the downtown shopping and restaurants for every palate in trendy Montclair. My personal favorites include Table 8 and Osteria Giotto. Request my Free Livingston, West Orange and North Caldwell Relocation Package. It's packed full of useful and important information about the Livingston, West Orange and North Caldwell , New Jersey area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... It's my job to know EVERYTHING about Livingston, West Orange and North Caldwell ! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly...
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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In what real estate market are more than 90 percent of home sales cash transactions?
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Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
 See More Real Estate Trivia > |
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Roger Bediner
Prudential New Jersey Properties
50 E. Mt. Pleasant Ave
Livingston, NJ 07039
Office : 973-992-6363 x140
Out of Area: 800-994-8205
Fax: 973-992-4863
rogerbediner@NUMBER1EXPERT.Com
Roger has dedicated his career to the local New Jersey real estate market for over a decade. Roger’s technical savvy give his clients the edge they need in today’s real estate market. Roger has received many awards including the New Jersey Association of Realtors Circle of Excellence, Multi-Million Dollar Sales Club and Prudential's Honor Society. Roger’s hope is to help you establish your roots here and to grow with you through life. Give him a call today at (973) 992-6363 x140!  
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