Livingston, West Orange and North Caldwell real estate and homes for sale in New Jersey - Roger Bediner, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Livingston, West Orange and North Caldwell real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Buying Land and New Construction >What About the Water

If you are considering buying acreage, your real estate agent will probably supply you with basic information about the soil quality, zoning and property boundaries. Whether you intend to build a vacation home or a working horse ranch, you'll also need to know about the water quality and quantity.

If the land is not in an area where water is supplied and tested by a municipal water system, you will need to drill a well for drinking water even if the land has surface sources that provide water for irrigation. Instead of paying monthly water bills, you'll be investing a substantial sum to drill the well and maintain it over time. Contact the county water department to determine how many gallons per minute you and your family (or agricultural business) will require. Talk to the neighbors to find out how long it actually takes to obtain permits to drill for water in that area, and get estimates from local companies on drilling costs.

With a little detective work and help from your agent you can discover any local problems with contamination of the water supply due to toxic substances. Surface waters such as streams, ponds or lakes may be considered public property, and may require you to obtain a water use permit from the state in order to dam a creek or pump water from a supply that sits on your land.

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Real Estate Trivia
Q 
What was the longest distance a building has ever been moved?

A 
Detroit's five-story Gem Theater, built in 1927, was moved 1,850 feet (5 blocks) to make way for two new sports stadiums.
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Roger Bediner, REALTOR®, real estate agent and broker for Livingston, West Orange and North Caldwell, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Roger Bediner
Prudential New Jersey Properties

50 E. Mt. Pleasant Ave
Livingston, NJ 07039
Office : 973-992-6363 x140
Out of Area: 800-994-8205
Fax: 973-992-4863
rogerbediner@NUMBER1EXPERT.Com

Roger has dedicated his career to the local New Jersey real estate market for over a decade. Roger’s technical savvy give his clients the edge they need in today’s real estate market. Roger has received many awards including the New Jersey Association of Realtors Circle of Excellence, Multi-Million Dollar Sales Club and Prudential's Honor Society. Roger’s hope is to help you establish your roots here and to grow with you through life. Give him a call today at (973) 992-6363 x140!

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